Are you properly insuring your other structures?

Cincinnati Insurance Company Blog by William Maples There’s more to your homeowner policy than just coverage for the house you live in. It a...

Flue season: Have your fireplace and chimney inspected

-Cincinnati Insurance Company (Paul Thibault) Home heating fires are the second leading cause of home fire deaths after cooking fires, accor...

Business Tips: Controlling Risk For Property Owners

-Cincinnati Ins. Co ( Kevin Oleckniche ) Losses that occur on property you own can affect your livelihood and that of your tenants. They als...

Homeowner Policy: Section 1

A homeowner policy is made up of two sections, Section 1 Property and Section 2 Liability.  This blog post will focus on Section 1 which out...

Waiver of Subrogation, What is it?

If after an insurance claim is paid out by your insurance company, it is deemed that another party was actually the negligent one, then your...

Tenant’s Improvements to the Premises

A common circumstance surrounding commercial leases involves the tenant making alterations, or improvementsto the rented premises. A strip m...

“Wear and Tear” Vs. “Sudden and Accidental”

Two terms that are important to know when it comes to the reason behind an insurance claim. Those terms are “Wear and Tear” and “Sudden and...

Special Limits in Your Homeowner Policy

Your homeowners insurance policy places limits on certain types of property. In your policy there is a section titled “Special Limits on Ce...

Earthquake Insurance in Ohio!? (Re Post from July 2, 2010)

The recent tragedy that has struck Japan is heart breaking. Our thoughts and prayers go out to all those people who suffered loss from th...